Tuesday, February 5, 2019

Current Mortgage and Refinance Rates

Use annual percentage rate APR, which includes fees and costs, to compare rates across lenders. Rates and APR below may include up to .50 in discount points as an upfront cost to borrowers. Click on product to see detail. Use our Compare Home Mortgage Loans Calculator for rates customized to your specific home financing need. Speak to a home mortgage consultant today about a special offer available 9/8/2018 – 3/1/2019 for current Wells Fargo Home Mortgage customers.

Product	Interest Rate	APR
Conforming and Government Loans
30-Year Fixed Rate	4.375%	4.480%
30-Year Fixed-Rate VA	4.125%	4.474%
20-Year Fixed Rate	4.250%	4.379%
15-Year Fixed Rate	3.750%	3.931%
7/1 ARM	4.125%	4.808%
5/1 ARM	4.000%	4.901%
Jumbo Loans– Amounts that exceed conforming loan limits
30-Year Fixed-Rate Jumbo	4.125%	4.169%
15-Year Fixed-Rate Jumbo	3.750%	3.864%
7/1 ARM Jumbo	3.500%	4.463%
10/1 ARM Jumbo	3.750%	4.367%

Rates, terms, and fees as of 2/05/2019 10:15 AM Eastern Standard Time and subject to change without notice.

Select a product to view important disclosures, payments, assumptions, and APR information. Please note we offer additional home loan options not displayed here.