Tuesday, September 25, 2018

Business insurance.

Does your bussines have insurance?
Should you have any?

There are many risks to which companies and their workers are exposed, even if they are small.

In most cases, calls derived from the eventualities that are found in most cases are not available. be assumed by the bussines insurance itself, with strong consequences and, even criminal.

Professionals, tales like doctors and lawyers, must have negligence insurance.
Companies that operate vehicles must have motor vehicle insurance.
Companies that also need insurance to sell against merchandise against things like natural fires or natural disasters.
Types of bussines insurance:
Accident insurance for its workers: it is a personal insurance to the staff that is set in the various collective agreements, collective agreements oblige companies to hire this insurance. These insurance policies usually cover non-work accident or death due to natural causes.
Civil liability insurance: it is the insurance that responds for the civil damages that they cause with our company in the development of the commercial or professional activity. Think, for example, of an accident that a client has in our facilities or in a professional job. Badly done in the case of lawyers, economists or advisers.
Multi-hazard insurance: from the moment in which the activity is carried out in an establishment, office, industrial warehouse, etc., it is advisable to contract an insurance that can cover the damages of the continent, local and its structure and the content, furniture,, computer equipment, etc. This type of insurance, in addition to the replacement of the damages that can be suffered, also help in the recovery of the damages caused by third parties.
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